amazon icici credit card benefits:

I personally use amazon icici credit card and enjoyed it rewards so i explain it benefits based on my experience. I would recommend credit card usage to people who are disciplined with Money spending. Because even when we miss one billing cycle we will end up paying huge interest for the particular period. Also if you are going to use credit card for First time than this is for you the best credit card to have.

Benefits of Amazon pay credit card:

1. Lifetime free credit card. No joining or annual fee.
2. There is no expiry for the rewards earned in Amazon pay balance (unlimited cash back credit card)
3. 5% cashback for Prime members for the purchase in Amazon.com
4. 3% cashback for Non prime member for purchase in Amazon.com
5. 2% cashback for bill payments in Amazon Pay
6. 2% cashback for payment over 100 Amazon merchants.
7. 1% cashback on all other payments.

I will recommend to purchase prime membership i know it would cost 1500 rs but you can recover it when you order some products on Amazon. 

When you spend your amount via credit card and earn even if it is 100 rs its a profit for you which you can use it for paying bills.

Only one disadvantage of this card is you will get your cashback in Amazon pay wallet which you can use it for paying bills or puchasing product in amazon. Most of the time i will pay the bills because when i purchase product i use credit card to earn the cashbacks. 

Also what i will do is whatever amount i'm getting in amazon pay balance equivalent amount i invest it and use this amount to pay the Bills. 

I will recommend this card because it is best credit cards for cash back and no annual fee, best credit cards for bill payment.

Click to check how much cashback rewards I earned for 2023 using Amazon icici credit card.